Whiteoak Capital Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 25
Rating
Growth Option 31-07-2026
NAV ₹1498.35(R) +0.02% ₹1508.98(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.17% 6.77% 5.97% 5.37% -%
Direct 6.29% 6.87% 6.08% 5.47% -%
Benchmark
SIP (XIRR) Regular 6.42% 6.58% 6.51% 5.98% -%
Direct 6.54% 6.69% 6.62% 6.09% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.2 5.38 0.68 0.78% 0.27
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.04 0.16%
Fund AUM As on: 30/12/2025 556 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
WhiteOak Capital Liquid Fund- Regular plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1001.9
0.0000
0.0000%
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1001.9
0.0000
0.0000%
WhiteOak Capital Liquid Fund- Direct plan-Fortnightly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.18
0.2200
0.0200%
WhiteOak Capital Liquid Fund- Regular plan-Weekly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.46
0.2200
0.0200%
WhiteOak Capital Liquid Fund- Direct plan-Weekly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.51
0.2300
0.0200%
WhiteOak Capital Liquid Fund- Regular plan-Fortnightly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1003.32
0.2200
0.0200%
WhiteOak Capital Liquid Fund- Regular plan-Monthly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1004.47
0.2200
0.0200%
WhiteOak Capital Liquid Fund- Direct plan-Monthly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1004.91
0.2200
0.0200%
WhiteOak Capital Liquid Fund- Regular plan-Growth Option 1498.35
0.3300
0.0200%
WhiteOak Capital Liquid Fund- Direct plan-Growth Option 1508.98
0.3400
0.0200%

Review Date: 31-07-2026

Beginning of Analysis

Whiteoak Capital Liquid Fund is the 27th ranked fund in the Liquid Fund category. The category has total 33 funds. The 2 star rating shows a poor past performance of the Whiteoak Capital Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.2 which is lower than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Whiteoak Capital Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.63 and 3.3 in last one, three and six months respectively. In the same period the category average return was 0.51%, -0.54% and 1.06% respectively.
  • Whiteoak Capital Liquid Fund has given a return of 6.29% in last one year. In the same period the Liquid Fund category average return was 3.86%.
  • The fund has given a return of 6.87% in last three years and ranked 27.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.08% in last five years and ranked 28th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.09%.
  • The fund has given a SIP return of 6.54% in last one year whereas category average SIP return is 3.69%. The fund one year return rank in the category is 27th in 37 funds
  • The fund has SIP return of 6.69% in last three years and ranks 27th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.86%) in the category in last three years.
  • The fund has SIP return of 6.62% in last five years whereas category average SIP return is 4.19%.

Whiteoak Capital Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51
    0.50
    		0.46 | 0.52 3 | 41 Very Good
    3M Return % 1.60
    -0.63
    		-89.84 | 1.67 28 | 41 Average
    6M Return % 3.24
    0.94
    		-89.67 | 3.35 25 | 41 Average
    1Y Return % 6.17
    3.66
    		-89.37 | 6.37 26 | 38 Average
    3Y Return % 6.77
    5.18
    		-50.39 | 6.95 25 | 36 Average
    5Y Return % 5.97
    4.96
    		-33.00 | 6.24 26 | 35 Average
    7Y Return % 5.37
    4.63
    		-23.99 | 5.68 25 | 34 Average
    1Y SIP Return % 6.42
    3.48
    		-98.96 | 6.65 25 | 36 Average
    3Y SIP Return % 6.58
    3.76
    		-89.33 | 6.76 25 | 34 Average
    5Y SIP Return % 6.51
    4.06
    		-75.70 | 6.72 25 | 33 Average
    7Y SIP Return % 5.98
    3.89
    		-63.66 | 6.23 24 | 32 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 23 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 24 | 34 Average
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.20
    4.27
    		-1.03 | 5.25 25 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 24 | 34 Average
    Sortino Ratio 5.38
    6.67
    		-0.16 | 10.85 25 | 34 Average
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 23 | 34 Average
    Treynor Ratio 0.27
    0.26
    		0.10 | 1.83 4 | 34 Very Good
    Modigliani Square Measure % 2.98
    3.03
    		-0.73 | 3.72 25 | 34 Average
    Alpha % -0.75
    -2.80
    		-69.11 | -0.63 21 | 34 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.52 0.51 0.46 | 0.53 8 | 42 Very Good
    3M Return % 1.63 -0.54 -89.83 | 1.72 30 | 42 Average
    6M Return % 3.30 1.06 -89.66 | 3.40 29 | 42 Average
    1Y Return % 6.29 3.86 -89.36 | 6.48 29 | 39 Average
    3Y Return % 6.87 5.32 -50.34 | 7.03 27 | 36 Average
    5Y Return % 6.08 5.09 -32.94 | 6.33 28 | 35 Poor
    7Y Return % 5.47 4.76 -23.92 | 5.98 26 | 34 Average
    1Y SIP Return % 6.54 3.69 -98.96 | 6.75 27 | 37 Average
    3Y SIP Return % 6.69 3.90 -89.30 | 6.86 27 | 34 Average
    5Y SIP Return % 6.62 4.19 -75.62 | 6.81 26 | 33 Average
    7Y SIP Return % 6.09 4.03 -63.55 | 6.32 26 | 32 Poor
    Standard Deviation 0.22 1.75 0.18 | 52.24 23 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 24 | 34 Average
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.20 4.27 -1.03 | 5.25 25 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 24 | 34 Average
    Sortino Ratio 5.38 6.67 -0.16 | 10.85 25 | 34 Average
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 23 | 34 Average
    Treynor Ratio 0.27 0.26 0.10 | 1.83 4 | 34 Very Good
    Modigliani Square Measure % 2.98 3.03 -0.73 | 3.72 25 | 34 Average
    Alpha % -0.75 -2.80 -69.11 | -0.63 21 | 34 Average
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Whiteoak Capital Liquid Fund NAV Regular Growth Whiteoak Capital Liquid Fund NAV Direct Growth
    31-07-2026 1498.3482 1508.9843
    30-07-2026 1498.019 1508.6491
    29-07-2026 1497.7637 1508.388
    28-07-2026 1497.5157 1508.1344
    27-07-2026 1497.3214 1507.9348
    24-07-2026 1496.5857 1507.1823
    23-07-2026 1496.2751 1506.8656
    22-07-2026 1495.9917 1506.5762
    21-07-2026 1495.8336 1506.4131
    20-07-2026 1495.5948 1506.1688
    17-07-2026 1494.9113 1505.4685
    16-07-2026 1494.5443 1505.095
    15-07-2026 1494.2387 1504.7835
    14-07-2026 1494.0534 1504.593
    13-07-2026 1493.9617 1504.4967
    10-07-2026 1493.2282 1503.7463
    09-07-2026 1492.7737 1503.2852
    08-07-2026 1492.505 1503.0111
    07-07-2026 1492.3729 1502.8744
    06-07-2026 1492.2992 1502.7966
    03-07-2026 1491.8523 1502.336
    02-07-2026 1491.6183 1502.0969
    01-07-2026 1491.2678 1501.7405
    30-06-2026 1490.6945 1501.1597

    Fund Launch Date: 16/Jan/2019
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
    Fund Description: An Open Ended Liquid Scheme. A relatively Low Interest Rate Risk and Moderate Credit Risk
    Fund Benchmark: CRISIL Liquid Debt A-I Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.