Whiteoak Capital Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 25
Rating
Growth Option 28-10-2026
NAV ₹1519.28(R) +0.01% ₹1530.47(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.23% 6.68% 6.13% 5.36% -%
Direct 6.34% 6.79% 6.24% 5.47% -%
Benchmark
SIP (XIRR) Regular 6.26% 6.44% 6.5% 6.02% -%
Direct 6.38% 6.55% 6.61% 6.13% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.2 5.38 0.68 0.78% 0.27
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.04 0.16%
Fund AUM As on: 30/12/2025 556 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 28-10-2026

Scheme Name NAV Rupee Change Percent Change
WhiteOak Capital Liquid Fund- Regular plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1001.9
0.0000
0.0000%
WhiteOak Capital Liquid Fund- Direct plan-Daily Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1001.9
0.0000
0.0000%
WhiteOak Capital Liquid Fund- Regular plan-Weekly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.0
0.0900
0.0100%
WhiteOak Capital Liquid Fund- Direct plan-Weekly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.04
0.1000
0.0100%
WhiteOak Capital Liquid Fund- Direct plan-Fortnightly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1002.49
0.1000
0.0100%
WhiteOak Capital Liquid Fund- Regular plan-Monthly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1003.25
0.0900
0.0100%
WhiteOak Capital Liquid Fund- Regular plan-Fortnightly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1003.62
0.0900
0.0100%
WhiteOak Capital Liquid Fund- Direct plan-Monthly Payout/ Reinvestment of Income Distribution cum capital withdrawal option (IDCW) 1003.68
0.1000
0.0100%
WhiteOak Capital Liquid Fund- Regular plan-Growth Option 1519.28
0.1400
0.0100%
WhiteOak Capital Liquid Fund- Direct plan-Growth Option 1530.47
0.1500
0.0100%

Review Date: 28-10-2026

Beginning of Analysis

Whiteoak Capital Liquid Fund is the 27th ranked fund in the Liquid Fund category. The category has total 33 funds. The 2 star rating shows a poor past performance of the Whiteoak Capital Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.78% which is higher than the category average of -0.4%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.2 which is lower than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Whiteoak Capital Liquid Fund Return Analysis

  • The fund has given a return of 0.42%, 1.48 and 3.1 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.48% and 0.79% respectively.
  • Whiteoak Capital Liquid Fund has given a return of 6.34% in last one year. In the same period the Liquid Fund category average return was 3.85%.
  • The fund has given a return of 6.79% in last three years and ranked 27.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.16%.
  • The fund has given a return of 6.24% in last five years and ranked 27th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.18%.
  • The fund has given a SIP return of 6.38% in last one year whereas category average SIP return is 3.78%. The fund one year return rank in the category is 29th in 35 funds
  • The fund has SIP return of 6.55% in last three years and ranks 26th in 31 funds. Axis Liquid Fund has given the highest SIP return (6.72%) in the category in last three years.
  • The fund has SIP return of 6.61% in last five years whereas category average SIP return is 4.29%.

Whiteoak Capital Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.43
    		0.38 | 0.47 34 | 40 Poor
    3M Return % 1.45
    1.45
    		1.31 | 1.51 26 | 40 Average
    6M Return % 3.04
    0.72
    		-89.69 | 3.16 27 | 40 Average
    1Y Return % 6.23
    3.70
    		-89.36 | 6.42 28 | 38 Average
    3Y Return % 6.68
    5.06
    		-50.43 | 6.87 25 | 35 Average
    5Y Return % 6.13
    5.07
    		-32.91 | 6.39 26 | 34 Average
    7Y Return % 5.36
    4.62
    		-23.98 | 5.67 25 | 33 Average
    1Y SIP Return % 6.26
    3.69
    		-85.66 | 6.46 27 | 36 Average
    3Y SIP Return % 6.44
    3.93
    		-76.88 | 6.63 25 | 33 Average
    5Y SIP Return % 6.50
    4.29
    		-65.50 | 6.71 25 | 32 Poor
    7Y SIP Return % 6.02
    4.11
    		-55.91 | 6.26 24 | 31 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 23 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 24 | 34 Average
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.20
    4.27
    		-1.03 | 5.25 25 | 34 Average
    Sterling Ratio 0.68
    0.65
    		-0.50 | 0.70 24 | 34 Average
    Sortino Ratio 5.38
    6.67
    		-0.16 | 10.85 25 | 34 Average
    Jensen Alpha % 0.78
    -0.40
    		-38.83 | 0.92 23 | 34 Average
    Treynor Ratio 0.27
    0.26
    		0.10 | 1.83 4 | 34 Very Good
    Modigliani Square Measure % 2.98
    3.03
    		-0.73 | 3.72 25 | 34 Average
    Alpha % -0.75
    -2.80
    		-69.11 | -0.63 21 | 34 Average
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.44 0.40 | 0.47 35 | 40 Poor
    3M Return % 1.48 1.48 1.33 | 1.54 29 | 40 Average
    6M Return % 3.10 0.79 -89.68 | 3.24 31 | 40 Poor
    1Y Return % 6.34 3.85 -89.35 | 6.53 29 | 38 Average
    3Y Return % 6.79 5.16 -50.38 | 6.95 27 | 34 Average
    5Y Return % 6.24 5.18 -32.85 | 6.47 27 | 33 Average
    7Y Return % 5.47 4.73 -23.91 | 5.95 26 | 32 Poor
    1Y SIP Return % 6.38 3.78 -85.65 | 6.58 29 | 35 Poor
    3Y SIP Return % 6.55 3.91 -76.85 | 6.72 26 | 31 Poor
    5Y SIP Return % 6.61 4.29 -65.44 | 6.79 25 | 30 Poor
    7Y SIP Return % 6.13 4.11 -55.82 | 6.34 25 | 29 Poor
    Standard Deviation 0.22 1.75 0.18 | 52.24 23 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 24 | 34 Average
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.20 4.27 -1.03 | 5.25 25 | 34 Average
    Sterling Ratio 0.68 0.65 -0.50 | 0.70 24 | 34 Average
    Sortino Ratio 5.38 6.67 -0.16 | 10.85 25 | 34 Average
    Jensen Alpha % 0.78 -0.40 -38.83 | 0.92 23 | 34 Average
    Treynor Ratio 0.27 0.26 0.10 | 1.83 4 | 34 Very Good
    Modigliani Square Measure % 2.98 3.03 -0.73 | 3.72 25 | 34 Average
    Alpha % -0.75 -2.80 -69.11 | -0.63 21 | 34 Average
    Return data last Updated On : Oct. 28, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Whiteoak Capital Liquid Fund NAV Regular Growth Whiteoak Capital Liquid Fund NAV Direct Growth
    28-10-2026 1519.2808 1530.4657
    27-10-2026 1519.1395 1530.3192
    26-10-2026 1518.7914 1529.9644
    23-10-2026 1518.0058 1529.1608
    22-10-2026 1517.9831 1529.1331
    21-10-2026 1518.2152 1529.3621
    19-10-2026 1518.0089 1529.1448
    16-10-2026 1517.2634 1528.3796
    15-10-2026 1517.1611 1528.2719
    14-10-2026 1517.3247 1528.4319
    13-10-2026 1517.2742 1528.3762
    12-10-2026 1517.0548 1528.1504
    09-10-2026 1516.4715 1527.5484
    08-10-2026 1516.0395 1527.1085
    07-10-2026 1515.7272 1526.7889
    06-10-2026 1515.41 1526.4647
    05-10-2026 1515.1817 1526.23
    01-10-2026 1514.2095 1525.2315
    30-09-2026 1513.6297 1524.6428
    29-09-2026 1513.3428 1524.3491
    28-09-2026 1513.0611 1524.0606

    Fund Launch Date: 16/Jan/2019
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
    Fund Description: An Open Ended Liquid Scheme. A relatively Low Interest Rate Risk and Moderate Credit Risk
    Fund Benchmark: CRISIL Liquid Debt A-I Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.